The insurance for your car, often referred to by the name motor insurance helps you financially if your car is damaged by the event of an accident, natural catastrophe. Also, it protects your vehicle against burglary and theft. If you are unfortunate you could be liable for harming other people or damage property during an accident. Car insurance policies cover these third-party liabilities too. If you're an Indian citizen and have a vehicle that is a third party vehicle, then having an insurance is mandatory for you. This is why it's essential to renew and purchase your insurance plan for your car in time so that you are legally secure and protected against damage to your vehicle.
 

Types of Insurance Plans
 

Comprehensive Car Insurance -
 

A wider coverage plan that covers both third-party liabilities as well the damages that your car suffers. In the initial years when your car is new, you can purchase Zero Depreciation Insurance cover.

Why Zero Depreciation Policy - The reduction in the monetary value of a car due to age is known as depreciation. As you use the car, the parts suffer normal wear and tear and depreciate in value. Since depreciation is not covered in the insurance claim, it incurs out-of-pocket expenses. With zero depreciation cover, you get full value of the parts repaired or replaced.
 

Third Party Car Insurance -
 

The mandatory coverage as per the Motor Vehicles Act, 1988, the policy is needed if you want to drive your car on Indian roads. In this, it covers Personal accidents, third party injuries and Property damages.
 

Stand Alone Own Damage Cover -
 

A unique policy available only when you have a third party coverage already on the car. This policy would cover only the damages that your car suffers. It covers the cost of Repairs & Replacements arising due to physical damage to the Vehicle in the accident, being used for the personal conveyance of individuals or transportation of goods. This includes damages and losses caused due to accidents and collisions, natural calamities, fires, and thefts. It’s always recommended to have an OD policy along with the mandatory Third-party Policy.
 

Why Buy Insurance from Balaji Motors?
 

• At Balaji Motors, we have Exclusive Cashless Tie ups with most of the Insurance companies. Under the TMI (Tata Motors Insurance), when you purchase Insurance policy, you get multiple additional benefits. These benefits can be availed throughout India in any Tata Motors Service workshop.
• Claims Assistance - When you buy a TMI Policy from Balaji Motors, you get the following benefits
   

(a) We provide end-to-end assistance from the time of the accident to claim settlement. Our Bodyshop Advisor Mr. Bharat Gaikwad and his team would handhold you during the entire process of the claim settlement, making the entire process as smooth as possible.
(b)  We guide you with regards to the right processes and documentations, and answer all your queries regarding the claims settlement.
(c) We will ensure prompt registration of claims with the insurance company.
(d) We carry out real–time monitoring of surveyor appointments and vehicle repairs through our online platform. We also provide assistance in claim documentations.
(e) We have a service level agreement/TAT with Insurance companies under TMI, which aim to ease the policy issuance, servicing of policy, and faster settlement of claim.

Our Insurance Advisors Team

Ms. Vaishali Ghodke
Email : crm@balajimotors.com
Contact : 93730 58060
 

Mr. Faijul Shaikh
Contact : 93257 11950

Our Commitment
 

Prompt and Accurate issuance of Policy Document

Fair and Transparent settlement of Claims

Near Cashless settlement on Pan India basis accross the Network of Insures

Meet Customer's requirements on time, every time!